Punjab & Sind Bank, a Government of India Undertaking, has issued an official notification for lateral recruitment of 1000 Local Bank Officers (LBO) in Junior Management Grade Scale-I (JMGS-I). This recruitment is open to candidates currently serving as officers in any Scheduled Commercial Bank or Regional Rural Bank listed under the Second Schedule of the RBI.
| Particulars | Details |
|---|---|
| Post Name | Local Bank Officer (LBO) in JMGS-I |
| Total Vacancies | 1000 Posts |
| Recruiting Authority | Punjab & Sind Bank (Government of India Undertaking) |
| Application Mode | Online Only |
| Application Fee | ₹100 – ₹850 (+ Taxes & Gateway Charges) |
| Educational Qualification | Graduation in Any Discipline |
| Experience Required | 18 Months Branch Experience as Officer in Scheduled Commercial Bank/RRB |
| Age Limit (as on 01.03.2026) | 20 to 30 Years |
| Pay Scale | ₹48,480 – ₹85,920 (JMGS-I) + 3 Advance Increments |
| Application Start Date | 31 March 2026 |
| Application End Date | 20 April 2026 |
| Official Website | 18 Months Branch Experience as an Officer in a Scheduled Commercial Bank/RRB |
Post Details and Remuneration
Designation: Local Bank Officer (LBO)
Grade: Junior Management Grade Scale-I (JMGS-I)
Total Posts: 1000
Pay Structure: ₹48,480 – ₹85,920 per month
Initial Pay: Basic pay at entry level plus 3 advance increments
Probation Period: 6 months
Service Bond: 3 years (Bond amount equivalent to 3 months’ gross salary)
CIBIL Requirement: Minimum score of 650 at the time of joining
Eligibility Conditions
Educational Qualification
- Bachelor’s degree in any discipline from a recognized university
- A valid marksheet or degree certificate must be produced at the time of registration
Professional Experience
- Minimum 18 months of branch-level experience as an officer
- Experience must be in any Scheduled Commercial Bank or Regional Rural Bank (listed in RBI Second Schedule)
- Experience should be post-qualification, i.e., after completion of graduation
Age Criteria
- Minimum Age: 20 years
- Maximum Age: 30 years
- Date of Birth Range: Candidates must be born between 02 March 1996 and 01 March 2006 (both dates inclusive)
- Age calculation reference date: 01 March 2026
Age Relaxation Provisions
| Category | Relaxation |
|---|---|
| SC / ST | 5 years |
| OBC (Non-Creamy Layer) | 3 years |
| Persons with Benchmark Disabilities (PwBD) | 10 years |
| Ex-Servicemen | 5 years |
| 1984 Riot Affected Candidates | 5 years |
Language Proficiency Requirement
- Candidates must possess proficiency (reading, writing, and speaking) in the local language of the state applied for
- Exemption: Candidates who have studied the local language as a subject in Class 10 or Class 12 are exempt from the language proficiency test
Additional Conditions
- Employees of Punjab & Sind Bank are not eligible to apply
- Candidates may apply for vacancies in only one state; no change of state or category permitted after submission
- A handwritten declaration in English (not in capital letters) must be uploaded during the application
State-wise Vacancy Distribution
| State | Vacancies | Local Language Required |
|---|---|---|
| Uttar Pradesh | 200 | Hindi |
| Gujarat | 125 | Gujarati |
| Punjab | 100 | Punjabi |
| Chhattisgarh | 80 | Hindi |
| Odisha | 80 | Odia |
| Tamil Nadu | 65 | Tamil |
| Karnataka | 60 | Kannada |
| Madhya Pradesh | 60 | Hindi |
| Maharashtra | 60 | Marathi |
| Assam | 50 | Assamese / Bodo / Garo |
| Telangana | 30 | Telugu |
| West Bengal | 30 | Bengali |
| Himachal Pradesh | 20 | Hindi |
| Arunachal Pradesh | 15 | English* |
| Jharkhand | 10 | Hindi |
| Kerala | 10 | Malayalam |
| Nagaland | 5 | English* |
| Grand Total | 1000 |
Note: English language proficiency applies only to candidates from Arunachal Pradesh and Nagaland who have studied and passed English from a school located within these states.
Application Fee Structure
| Candidate Category | Application Fee |
|---|---|
| General / EWS / OBC | ₹850 + Applicable Taxes + Gateway Charges |
| SC / ST / PwBD | ₹100 + Applicable Taxes + Gateway Charges |
Payment Mode: Online payment only through the integrated payment gateway
Fee Policy: Non-refundable under any circumstances
Selection Procedure
The recruitment process comprises the following stages:
- Online Written Test (70% weightage in final merit)
- Screening of Applications
- Personal Interview (30% weightage in final merit)
- Local Language Proficiency Test (Qualifying in nature)
The final merit list will be prepared based on the combined scores of the Written Test and Personal Interview.
Written Examination Pattern
| Section | Questions | Maximum Marks | Duration |
|---|---|---|---|
| English Language | 30 | 30 | 30 Minutes |
| Banking Knowledge | 40 | 40 | 40 Minutes |
| General Awareness / Economy | 30 | 30 | 30 Minutes |
| Computer Aptitude | 20 | 20 | 20 Minutes |
| Total | 120 | 120 | 120 Minutes |
Qualifying Criteria:
- General / EWS candidates: Minimum 40% in each section
- Reserved category candidates: Minimum 35% in each section
Language of Examination:
- English Language section: English only
- Remaining sections: Available in both English and Hindi
Application Submission Process
- Access the official Punjab & Sind Bank website and navigate to the “Recruitment” section on the homepage
- Select the notification titled “Lateral Recruitment of Local Bank Officers in JMGS-I” and initiate registration
- Enter accurate personal, educational, and professional experience details in the online form
- Upload scanned images as per specifications:
- Photograph: 200×230 pixels, 20-50 KB
- Signature: 140×60 pixels, 10-20 KB
- Left thumb impression and handwritten declaration in the prescribed format
- Upload supporting documents in PDF format:
- Updated Resume / Curriculum Vitae
- Identity Proof and Age Proof
- Educational Certificates and Mark sheets
- Experience Certificate from current employer
- No Objection Certificate (NOC) from the present employer
- Caste Certificate / Disability Certificate (if applicable)
- Complete the application fee payment through the online payment gateway
- Carefully review all entered information before final submission
- Submit the application and retain a printed copy of the confirmation page for future reference
Key Dates
| Event | Date |
|---|---|
| Notification Release | 30 March 2026 |
| Online Application Commences | 31 March 2026 |
| Last Date for Application Submission | 20 April 2026 |
| Fee Payment Deadline | 20 April 2026 |
| Final Date for Form Editing | 20 April 2026 |
Important Links
| Resource | Link |
|---|---|
| Online Application Portal | [Click Here] |
| Detailed Official Notification PDF | [Click Here] |
| Punjab & Sind Bank Official Website | [Click Here] |
Frequently Asked Questions
A: A total of 1000 vacancies for Local Bank Officer (LBO) in JMGS-I have been announced across 17 states. Assam has 50 posts allocated.
A: The online application window, including fee payment and form editing, closes on 20 April 2026. No applications will be accepted beyond this date.
A: Graduates possessing a minimum of 18 months of branch experience as an officer in any Scheduled Commercial Bank or Regional Rural Bank, with age between 20 and 30 years as on 01 March 2026, are eligible.
A: Selection involves an Online Written Test (70% weightage), followed by Screening, Personal Interview (30% weightage), and a qualifying Local Language Proficiency Test.
A: No. Serving employees of Punjab & Sind Bank are expressly excluded from eligibility for this lateral recruitment drive.
A: No. Candidates must select and apply for vacancies in only one state. Change of state or category after submission is not permitted.
A: Proficiency in the local language is mandatory. However, candidates who studied the local language as a subject in Class 10 or 12 are exempt from the language test.
